
NATIONWIDE AGENCY, RELIABLE, PROFESSIONAL, TRUSTED
About us
WE ARE benefit consultants EXTRAORDINAIRE
It's not enough to be industry leaders, benefit analyst and healthcare reform experts, in today's complex benefits arena, advisors, need to know compliance, tax provisions, workers compensation, payroll laws and provisions, Human Resource Integration software experts, ACA compliance Experts. All while navigating the many carrier products.
It is truly a fluid environment, and advisors need to know so much more than just insurance products, but a myriad of components to round out a portfolio of offerings to clients in today's benefit landscape
We are benefit consultants extraordinaire!
New Jersey Residents
INDIVIDUALS
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№1
Customer Service
100+
Combined Years in Business
3,600+
Individual Clients Managed
630+
Employer Clients Managed
Carrier Partners
our services
All things considered, your one stop for all health insurance coverage options.

supplemental
Surveys consistently show that employees who have access to voluntary benefits experience higher job satisfaction and a higher overall sense of financial well-being. With rising deductibles, premiums and healthcare costs, voluntary benefits, even though employee-paid, create a financial safety-net for your employees by augmenting employer-paid benefits.

Individual
More and more people are beginning to realize that an individual plan is more secure and consistent than relying on group benefits, rarely do people keep the same job, or a movement that is on the rise where people would like to retire early, health insurance will be the biggest missing hole in your financial planning strategy.

group
With more than 20 years of service to employers nationwide, we have the experience and resources necessary to cater to the unique needs of any client, no matter size of company or complexity of their benefit issues.

medicare
Our Medicare Specialist are dedicated to staying on top of new plan options and regulations as they emerge in the fast-changing Medicare system.
SELF ENROLLMENT
HEALTH, DENTAL, LIFE & MEDICARE
Your Dedicated Team
We're ambitious workaholics, but apart from that, pretty simple people.

Client Testimonials
100% Client satisfaction = 100% retention. Clients remain not only because we are great people, but because we are great for business.
SCHEDULE CONSULTATION
AGENCY OWNER
BARBARA HAWES
PARTNER
ERIC CULPEPPER
get in touch
experts are standing by
Rather it be for individual health plans, group benefits for large or small employers, or just need help understanding health options we're here.
We are committed to teaching and living principles of service, integrity and leadership by example. We place the satisfaction of our clients and the success of our agents at the top of our priority list.
We have provided more affordable health insurance coverage, from every corner of the United States. We are one of the top national agencies in group health and individual market, with a record that speaks for itself. Click here to see our recognition letter from CMS.